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Goal SIP Calculator: Monthly SIP for Your Target Amount

calendar_today 11 Jul 2026 7 min read

Standard SIP calculator shows future value from monthly investment. Goal SIP Calculator works backwards: you enter target amount and timeline — it tells required monthly SIP.

Goal examples in India

  • Child education ₹25 lakh in 12 years
  • Car down payment ₹5 lakh in 3 years
  • Marriage corpus ₹15 lakh in 7 years
  • House down payment ₹20 lakh in 5 years

Inflate your goal

₹25 lakh education today is not ₹25 lakh in 12 years. Inflate goal first or use conservative return after inflation.

Improve odds of reaching goal

  • Start SIP early — less monthly burden
  • Use step-up SIP when salary rises
  • Review yearly; increase SIP 5–10% on increment

Master Calc Goal SIP Calculator, SIP Calculator and Step Up SIP Calculator — free planning trio.

Disclaimer: Market returns not guaranteed.